Mould and Dampness

Mould and damp most likely becomes a problem in autumn and winter. To encourage and maintain good health of your loved ones ensure that you are keeping your home in a condition that discourages mould and dampness. Some of the things you can do to prevent mould and damp are as follows:

  • Air your home regularly by opening windows and doors. A dry and well ventillated home is easier to heat and heathier for you and your family.
  • If you are creating moisture or steam (for example, by cooking, using clothes dryer, ironing, or bathing), turn on extractor fans.
  • Wipe condensation off walls and windows.
  • Hang washing outside and ensuring evrything is dry before bringing it inside the home.
  • Leave wardrobe doors slightly open to allow air circulation.
  • Keep shower curtan inside the bath/shower so that water is diverted to where it needs to go rather than on the floor.
  • Remove mould as soon as it appears. Diluted white vinegar (half vinegar and half water mixture) is a cheap and very effective option to kill or claen mould.

Remember that it’s your resonsibility to keep your home clean and tidy to ensure healthy living for you and your family.

We Are Improving the Way We Do Things

As always we strive to provide our customers with the highest level of customer service. As such, we are in the process of eliminating paper based processes and workflows to enable our customers faster access to our services. We believe that this will enabe a world of opportunities while enabling us to be kinder to our planet.

Details to follow in the future blog entries so stay tuned.

Commission Clawback – Mortgage/Insurance Brokers

ContentImage-Money(Magnet).jpg-550x0It appears to be the case that it is becoming quite common for mortgage/insurance brokers nowadays to include a clawback clause within the terms of engagement. This simply is their attempt to recover from you the commission that is clawed back by the lender/insurer in the event the mortgage is repaid or policies cancelled earlier than the agreed timeframe (usually about 24 to 27 months).
This further stresses the importance of carefully reading and understanding the terms of engagement (or any contract for that matter) before signing.
An interesting case study was highlighted on the Financial Services Complaints Limited website. Click here for details.